American Express Gold

Check out all the benefits of this credit card, keep reading to learn more about it!

The American Express Gold is a card created for people looking for a card that offers them: rich dining benefits, annual dining credit, rewards at US restaurants and grocery stores, among other benefits.

The card also has travel protection and other types of credit.

Key benefits and perks of this credit card

• Welcome offer
• $100 resort credit.
• Rewards rewards on dining, grocery shopping, and select travel.
• Flexible reward solutions
• $120 dining credit.
• No foreign transaction fees
• Up to $120 in Uber cash back per year.
• 4 Membership rewards
• $100 resort credit.
• 4 points at US grocery stores with purchases up to $25,000 per year.
• 3 points on flights booked directly with the airline or on amextravel.com.

More about the card:

• Annual fee: $250
• Credit card brand: American Express.
• International credit card: Yes.
• Interest rate: 15.99% to 22.99% (varies).
• Pros
• Points never expire.
• No blackout date;
• Redeem points for gift cards, shopping, travel, entertainment, merchandise or charity.
• Cons
• High annual fee;
• No travel insurance;
• High APR for overtime pay feature.

Is the American Express Gold for you?

This card is likely for people who don’t mind paying a high annual fee, although it offers few rewards, so you want to get the most rewards possible to avoid paying the $250 annual fee.

So, it’s important to consider the cost you’ll have to pay each year.

How can you earn points?

There are many ways to earn points, see below:

• 60,000 points after you spend $4,000 on eligible purchases with your new card in the first 6 months
• 3 points on flights booked directly with the airline or Amex Travel
• 4 points at U.S. grocery stores (with a maximum spend of $25,000 per year, then 1 point)
• 1 point everywhere else

Is it worth keeping?

Yes, it is. This card offers one of the best rewards rates you can find on U.S. purchases, but it does have a high annual fee.

So, if you spend a lot on groceries, grocery stores, and restaurants, this could be a good option for you.

In other words, you’ll need to use the card’s annual credit to offset the $250 annual fee.

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