How does the American Express Gold work?

Read on to find out how it works, fees, taxes, and more.

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As everyone knows, American Express (AMEX) is one of the best credit card companies, in the financial market since 1850, this company is very popular in America and around the world.

One of his traits is doing the right thing, which is why he always strives to provide the best customer experience possible.

How does it work and who produces it?

AMEX Gold works like a rewards credit card, even with the $250 annual fee, if you’re looking for a rewards card you’ll get this card because you’ll be able to enjoy all of its perks and benefits.

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Available: U.S. You can earn 4 points per dollar spent at restaurants and department stores (up to $25,000 in purchases per year), as well as $120 per year in dining credits.

This card has many benefits for foodies, including U.S. customers. Rewards at restaurants, supermarkets and grocery stores, as well as annual dining credits.

The points you earn are usually 1 cent each. So you’ll need to spend about $6,500 a year to qualify for a reward for the annual discount.

What is the card limit?

AMEX Gold has no spending limits, but they can be adjusted over time, with the company reviewing your payment history to see if you qualify for a higher credit limit.

Is it worth the tax?

  • Regular APR: See Most Term APR
  • Purchase Origination APR: not applicable.
  • Balance Transfer Intro APR: N/A.

Is it worth it?

  • Annual fee: $250
  • Down Payment: $10 or 5% of the value of each Down Payment.
  • Foreign purchase transaction fee: Not applicable.

Who can see the card?

Getting AMEX Gold can be easy if you have an excellent credit score. This card is not the easiest to get, as you need to get higher than 670.

So if you meet all the requirements, you can get it.

How do I apply?

Applying for the card is simple. You will need to go to the customer service website and fill out an application form with the following information:

  • Personal data: first and last name, date of birth, citizenship, e-mail address, telephone number etc.
  • Contact: phone number and current address.
  • Financial information: annual personal income, employment status, employer contact details, etc.

What happens after I apply for Blue Cash Preferred?

Once you submit your application it will be reviewed by AMEX and if approved you will receive your card within 7 to 10 days.

The following information will be analyzed:

  • Your credit history.
  • Your financial responsibilities.
  • Potential default on debt.

Frequently Asked Questions:

Is the Amex Gold card metal or plastic?

It is made from a combination of several materials, including plastic and stainless steel.

Is it hard to get an Amex Gold card?

It may be difficult, but not impossible, you just have to meet the requirements.

What is the difference between an Amex Gold card and a rose gold card?

The only difference is their color.

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